Tracing the evolution of credit management in a connected world
Credit management has undergone a profound transformation over the past decades. What was once based entirely […]
Voice banking, biometric authentication and the rise of passwordless banking
For decades, financial institutions relied on long, complex passwords as the main barrier between accounts and […]
PIX without borders: how Brazil’s instant payment revolution redefines global finance
While the U.S. is still scaling FedNow, Brazil has already turned PIX into a mass-market infrastructure […]
Embedded insurance and lending as the next wave of API-first financial products
By 2030, the U.S. embedded insurance market could exceed USD 40 billion, while embedded lending continues […]
API rate limiting and real-time payments: scaling digital banking experiences securely
The digital transformation of the financial sector has sparked a revolution in payment experiences. Transactions that […]
Credit management beyond the app
For years, digital lending has been associated with sleek apps and fast origination. But while the […]
The hidden cost of fragmented lending operations (and how to fix it)
Behind every seemingly successful commercial loan, there may be a fragmented system generating silent friction. This […]
Payment orchestration in financial infrastructure
Most financial institutions and fintechs already know how to send and receive payments. But what happens […]
The risks of building on legacy code
Picture a startup from the early 2000s. Back then, their system was cutting-edge. Fast-forward twenty years, […]
How AI in enterprise architecture is rewriting system design
Most enterprise systems are still designed primarily for human use, with interfaces, journeys, and workflows that […]
Luby recognized among Top Software Development Companies in the USA
We’re proud to share that Luby has been included in Techreviewer’s list of top software development […]
The future of community banks in the fintech era
Community banks have long played a steady role in the American financial system. Embedded in local […]